Unlock the Value of Your Property
A Mortgage Loan (Loan Against Property) allows you to raise funds by pledging your residential or commercial property while continuing to use it.
Advantages
- Lower interest rates compared to personal loans
- Higher loan amount based on property value
- Flexible repayment up to 15–20 years
Frequently Asked Questions
Yes, ownership remains with you; the lender holds only a charge until repayment.
Residential, commercial, and in some cases industrial properties.
Comparison Table – Mortgage vs Personal Loan
| Feature | Mortgage Loan | Personal Loan |
|---|---|---|
| Interest Rate | Lower | Higher |
| Loan Amount | Higher (property based) | Limited by income |
| Tenure | Up to 20 years | Up to 5 years |