Individual Credit Rectification Services
At Shridhi Credit Masters, we believe that a strong credit profile is the foundation of a financially secure and prosperous life. Our goal is to help every individual become Credit-Healthy and Credit-Ready for future financial opportunities.With a team of certified credit analysts, we provide reliable and responsive services focused entirely on your financial well-being.
What We Do
Whether you are new to credit or recovering from past challenges, Shridhi Credit Masters ensures complete guidance and support:
- Build credit history for individuals who have never taken a loan or credit card.
- Rebuild credit profile for individuals facing credit challenges due to past defaults or delays.
- Update credit report for those whose reports contain outdated or incorrect information.
- Improve credit score for individuals struggling with a low score and seeking better loan approvals.
What Is a Credit Report?
A Credit Report is a detailed analysis of your past and current borrowings and repayments. Banks and lenders examine your credit report before approving loans, credit cards, home finance, and other credit applications.
What Is a Credit Score?
A Credit Score is a 3-digit number ranging from 300 to 900, calculated using your credit history and repayment behaviour. A higher score reflects greater creditworthiness. A score of 750+ is generally considered excellent and can open doors to faster loan approval and lower interest rates.
Credit scores are not just checked by banks. Companies such as fintech lenders, telecom operators, insurance providers, landlords and financial institutions also rely on credit scores to evaluate eligibility.
Why Credit Rectification Is Important
Rectifying and maintaining an accurate credit report ensures long-term financial benefits:
Error Correction
Fixes incorrect or outdated data due to clerical mistakes or identity theft.
Credit Score Improvement
Accurate reporting improves credit score and enhances eligibility.
Identity Theft Protection
Detects fraudulent accounts and prevents future misuse.
Better Credit Access
Helps secure loans, mortgages and credit cards with favourable interest rates.
Informed Financial Planning
Enables better decisions for buying a house, starting a business, or planning investments.
Shridhi Credit Masters Rectifies the Following Issues
We work directly with credit bureaus to resolve:
- Accounts that do not belong to you
- Duplicate accounts
- Incorrect or unauthorised inquiries
- Inaccurate account details
- Delinquent accounts reporting errors
- Wrong last payment dates or account opening dates
- Closed accounts showing as open
- Incorrect outstanding balance
- Incorrect credit limit reporting
Your Credit Health, Our Responsibility
With Shridhi Credit Masters, you get transparency, expert support and personalised solutions at every stage of your credit improvement journey. Together, we make your credit accurate, strong and future-ready.