Life Insurance provides financial security to your loved ones in case of your untimely demise. It also serves as a tool for wealth creation, retirement planning, and tax savings.

Life insurance guarantees that your family’s dreams—education, home ownership, and lifestyle—continue even in your absence.
The earlier, the better. Premiums are lower when you start young.
Yes, under Section 10(10D), maturity benefits are tax-free if certain conditions are met.
Term insurance provides pure risk cover, while Whole Life plans combine insurance with savings.
| Feature | Term Insurance | Endowment Plan | ULIP |
|---|---|---|---|
| Purpose | Pure life cover | Life cover + savings | Life cover + investment |
| Returns | None | Guaranteed | Market-linked |
| Premium | Lowest | Moderate | Varies |
| Ideal For | Income protection | Risk-averse investors | Growth-oriented investors |