
A Gold Loan offers quick liquidity by pledging your gold jewellery or coins while you retain ownership.
Yes, it is securely stored and returned after repayment.
Based on the purity and weight of the gold and current market price.
| Feature | Gold Loan | Personal Loan |
|---|---|---|
| Collateral | Gold jewellery | None |
| Interest Rate | Lower | Higher |
| Approval Speed | Immediate | 1–2 days |
| Credit Score Needed | No | Yes |